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Wealth Mindset
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  • Your Journey Starts Here

Stages of financial Independence

STage 1: In debt

Stage 3: Emergency Fund

Stage 2: Debt Free

Credit Cards and Car Loans can make this stage very Stressful.

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Stage 2: Debt Free

Stage 3: Emergency Fund

Stage 2: Debt Free

Not a negative net worth, but not far in the positive either.

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Stage 3: Emergency Fund

Stage 3: Emergency Fund

Stage 4: Rookie Investor

You have money set aside for the unexpected

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Stage 4: Rookie Investor

Stage 6: Barista f.i.r.e.

Stage 4: Rookie Investor

Learning about investing can be fun and scary.

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Stage 5: Coast F.I.r.e.

Stage 6: Barista f.i.r.e.

Stage 6: Barista f.i.r.e.

Your investments will grow and eventually pay for your retirement 

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Stage 6: Barista f.i.r.e.

Stage 6: Barista f.i.r.e.

Stage 6: Barista f.i.r.e.

You can cut back the hours you're working or get a part time job

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Stage 7: Lean F.i.r.e.

Stage 8: Regular f.i.r.e.

Stage 8: Regular f.i.r.e.

Enough passive income to retire as long as you remain frugal

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Stage 8: Regular f.i.r.e.

Stage 8: Regular f.i.r.e.

Stage 8: Regular f.i.r.e.

Your investments pay for a fairly modest lifestyle

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Stage 9: Fat f.i.r.e.

Stage 8: Regular f.i.r.e.

Stage 9: Fat f.i.r.e.

Living a luxurious lifestyle all thanks to your wise investments

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Links

Financial Calculators

  • Net Worth Calculator
  • Hume Budget Calculator
  • Commbank Loan Calculator
  • Credit Card Payment Calculator
  • Life insurance Needs Calculator
  • Interest Calculator 

Financial Tools

  • Financial literacy self assessment quiz
  • Credit Score

Financial Apps

  • Frollo budget Tracker

Finance Games

  • Financial Literacy Games
  • Personal Finance Games

Book Recommendations

  • Rich Dad Poor Dad  | YouTube  Audio Book | Amazon |
  • The One Thing  | YouTube Audio Book | Amazon |



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